| Current Rank | Country | Value | Latest Reading | Previous Rank | Previous Value |
|---|---|---|---|---|---|
| 1 | Madagascar | 42.66 | 2020 | 1 | 39.88 |
| 2 ↑ | Libya | 28.19 | 2014 | 8 | 13.57 |
| 3 | Gambia | 20.46 | 2020 | 3 | 20.46 |
| 4 ↑ | Seychelles | 18.59 | 2020 | 12 | 10.45 |
| 5 ↓ | Democratic Republic of the Congo | 18.01 | 2020 | 2 | 21.85 |
| 6 ↑ | Liberia | 16.29 | 2017 | 24 | 6.19 |
| 7 ↓ | Tanzania | 16.28 | 2020 | 5 | 14.16 |
| 8 ↑ | Mauritania | 15.18 | 2017 | 27 | 5.21 |
| 9 ↑ | Algeria | 14.3 | 2020 | 16 | 8.51 |
| 10 ↓ | Mozambique | 14.22 | 2020 | 9 | 13.23 |
| 11 | Sao Tome and Principe | 12.93 | 2020 | 11 | 11.3 |
| 12 ↓ | Malawi | 12.72 | 2020 | 4 | 16.66 |
| 13 ↓ | Guinea | 10.93 | 2001 | 10 | 12.3 |
| 14 ↑ | Cape Verde | 9.14 | 2020 | 15 | 8.53 |
| 15 ↑ | Lesotho | 9.01 | 2020 | 17 | 7.94 |
| 16 ↓ | Rwanda | 7.46 | 2020 | 6 | 13.68 |
| 17 ↑ | Ivory Coast | 7.11 | 2017 | 19 | 7.54 |
| 18 ↑ | Kenya | 6.48 | 2020 | 20 | 7.51 |
| 19 ↓ | Sierra Leone | 6.33 | 2020 | 13 | 9.53 |
| 19 ↑ | Comoros | 6.33 | 2020 | 23 | 6.25 |
| 21 ↓ | Mauritius | 5.81 | 2020 | 18 | 7.91 |
| 22 ↑ | Nigeria | 5.37 | 2020 | 29 | 4.52 |
| 23 ↓ | Swaziland | 5.2 | 2020 | 21 | 7.45 |
| 24 ↑ | Egypt | 4.84 | 2020 | 33 | 2.2 |
| 25 ↑ | Niger | 4.75 | 2017 | 32 | 3.44 |
| 26 ↑ | Senegal | 4.51 | 2017 | 30 | 4.3 |
| 27 ↓ | Benin | 3.56 | 2020 | 22 | 7.11 |
| 28 ↑ | Mali | 3.14 | 2017 | 31 | 3.89 |
| 29 ↓ | South Africa | 2.31 | 2020 | 26 | 5.38 |
| 30 ↓ | Namibia | 1.94 | 2020 | 14 | 9.21 |
| 31 ↓ | Burundi | 0.27 | 2020 | 7 | 13.6 |
| 32 ↓ | Botswana | 0.09 | 2020 | 25 | 5.92 |
| 33 ↓ | Burkina Faso | -0.28 | 2020 | 28 | 4.99 |
| 34 | Guinea-Bissau | -0.75 | 2017 | 34 | -0.76 |
| 35 ↑ | Ethiopia | -17.12 | 2008 | 36 | -8.29 |
| 36 ↓ | Somalia | -21.3 | 1988 | 35 | -8.03 |
Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.
