Bank Cost To Income Ratio

Global Ranking

in percentSource: IMF

Current Rank	Country	Value	Latest Reading	Previous Rank	Previous Value

1	San Marino	99.92	2013	1	128.12
2 ↑	Libya	92.25	2019	112	51.08
3	Cyprus	91.85	2020	3	87.93
4	Sudan	91.3	2012	4	86.99
5 ↑	Antigua and Barbuda	87.78	2003	170
6 ↓	Mozambique	87.36	2020	5	83.75
7 ↑	Monaco	85	2002	8	78.57
8 ↓	Luxembourg	81.52	2020	7	80.57
9 ↓	Democratic Republic of the Congo	79.39	2020	6	80.77
10 ↑	Spain	78.8	2020	43	65.41
11 ↑	Finland	76.71	2020	24	71.1
12 ↑	Belgium	75.97	2020	165	23.35
13 ↑	Latvia	75.25	2020	51	63.52
14 ↓	Sweden	75.05	2020	12	74.83
15 ↑	Estonia	74.85	2020	18	73.18
16 ↑	Netherlands	74.37	2020	36	66.93
17	Andorra	73.75	2020	17	73.44
18 ↑	Uganda	73.05	2020	72	59.22
19 ↑	Portugal	72.53	2020	45	64.81
20 ↑	Laos	72.52	2020	110	51.36
21 ↓	Switzerland	72.5	2020	10	77.07
22 ↑	Australia	72.18	2020	26	69.03
23 ↑	Afghanistan	71.8	2020	29	68.64
24 ↑	Montenegro	71.54	2019	42	65.84
25 ↑	Slovakia	71.08	2019	31	68.34
26 ↓	Tanzania	71.03	2020	11	76.35
27 ↓	Nigeria	70.54	2020	23	71.76
28 ↑	Germany	70.53	2020	34	67.22
29 ↓	Austria	70.25	2020	16	73.75
30 ↓	Romania	70.24	2020	2	103.79
31 ↑	Tajikistan	70.01	2020	167	19.92
32 ↓	Japan	69.86	2020	25	70.07
33 ↓	Benin	69.25	2019	21	72.04
34 ↓	Togo	68.63	2019	15	73.94
35 ↑	Tunisia	68.6	2020	127	48
36 ↑	Bolivia	68.59	2020	37	66.9
37 ↓	Italy	68.54	2020	22	71.95
38 ↑	Trinidad and Tobago	67.88	2020	75	58.78
39 ↑	Suriname	67.85	2018	77	58.6
40 ↓	Kyrgyzstan	67.8	2020	19	72.57
41 ↑	Slovenia	67.73	2020	50	63.88
42 ↓	Mali	67.71	2019	20	72.55
43 ↑	Liberia	67.39	2019	52	62.62
44 ↓	United Kingdom	66.65	2020	39	66.48
45 ↑	Malta	66.32	2020	87	56.81
46 ↓	Haiti	66.18	2020	32	67.9
47 ↓	Jamaica	66.11	2020	35	66.98
48 ↑	Burma (Myanmar)	65.87	2019	79	58.38
49 ↓	South Korea	65.71	2020	41	65.89
50 ↓	Niger	65.66	2019	44	65.17
51 ↓	Dominican Republic	65.58	2020	28	68.66
52 ↓	Bermuda	65.51	2020	49	63.98
53 ↑	Lesotho	65.33	2020	74	58.86
54 ↓	France	65.25	2020	47	64.32
55 ↑	Bosnia and Herzegovina	65.22	2020	57	61.03
56 ↑	Azerbaijan	64.97	2020	99	53.75
57 ↑	Djibouti	64.17	2019	71	59.24
58 ↓	Greece	63.54	2014	13	74.1
59 ↓	Yemen	63.39	2018	14	74.07
60	Costa Rica	63.35	2020	60	60.73
61 ↓	Venezuela	63.04	2020	9	77.21
62 ↓	Senegal	62.97	2019	46	64.6
63 ↓	Gambia	62.49	2019	40	65.97
64 ↓	El Salvador	62.38	2020	56	61.06
65 ↑	Mexico	62.07	2020	73	58.91
66	Honduras	62.03	2020	66	59.75
67 ↓	Brazil	61.92	2020	27	68.8
68 ↑	United States	61.8	2020	82	57.9
69 ↓	Croatia	60.83	2020	48	64.18
70 ↓	Colombia	60.78	2020	59	60.74
71 ↓	Botswana	60.75	2019	67	59.74
72 ↑	Ukraine	60.37	2020	94	55.49
73 ↑	Chile	59.35	2020	126	48.07
74 ↑	Iraq	59.27	2020	169	14.15
75 ↑	Ecuador	58.46	2020	83	57.76
76 ↓	Belize	58.29	2019	63	60.06
77 ↓	Moldova	58.19	2020	61	60.65
78 ↑	Cameroon	58.16	2019	90	56.27
79 ↓	Sri Lanka	58.11	2020	62	60.5
80 ↑	Singapore	57.96	2019	84	57.7
81 ↓	Poland	57.91	2020	78	58.56
82 ↓	Philippines	57.81	2020	38	66.7
83 ↑	South Africa	57.65	2020	86	56.92
84 ↑	Gabon	57.56	2019	93	55.84
85 ↓	Namibia	57.27	2019	69	59.43
86 ↓	Belarus	56.92	2020	67	59.74
86 ↓	Uruguay	56.92	2020	55	61.56
88 ↓	Canada	56.71	2020	81	58.01
89 ↓	Hungary	56.67	2019	80	58.18
90 ↑	Russia	56.52	2020	119	49.36
91 ↓	Israel	56.41	2020	58	60.87
92 ↓	Swaziland	56.31	2014	70	59.28
93 ↓	Serbia	56.01	2020	53	61.96
94 ↑	Indonesia	55.97	2020	103	53.31
95 ↑	Ethiopia	55.89	2020	105	52.52
96 ↓	Saint Lucia	55.77	2018	64	59.89
97 ↓	Republic of the Congo	55.72	2011	54	61.86
98 ↑	Guinea	55.01	2020	107	51.93
99 ↑	Angola	54.97	2020	116	50.09
100 ↑	Denmark	54.59	2020	108	51.75
101 ↓	Sierra Leone	53.87	2017	33	67.26
102 ↓	Zambia	53.57	2019	100	53.66
103 ↑	Lithuania	53.53	2014	104	53.15
104 ↑	Fiji	53.51	2020	124	48.46
105 ↑	Paraguay	53.12	2020	113	50.78
106 ↑	Guyana	53.09	2020	130	47.48
107 ↑	Taiwan	53.03	2020	114	50.77
108 ↓	Cape Verde	52.99	2020	75	58.78
109	Morocco	52.78	2020	109	51.51
110 ↓	Panama	52.71	2020	106	52.09
111 ↓	Nicaragua	52.47	2014	102	53.44
112 ↓	Ivory Coast	52.38	2020	88	56.66
113 ↓	Jordan	52.25	2020	97	54.02
114 ↑	Bahamas	52.22	2020	129	47.78
115 ↑	Czech Republic	52.2	2020	139	44.34
116 ↓	Guatemala	52.09	2020	91	55.96
117 ↓	Chad	52.04	2013	95	54.5
118 ↑	Mongolia	51.81	2020	125	48.33
119 ↓	Ireland	51.32	2019	96	54.26
120 ↓	Iceland	51.31	2020	92	55.94
121 ↑	Seychelles	50.91	2019	123	48.86
122 ↑	Bulgaria	50.85	2020	133	46.4
123 ↓	Peru	50.6	2020	122	48.99
124 ↓	Argentina	50.36	2020	121	49.18
125 ↓	Mauritania	50.15	2020	30	68.38
126 ↑	Georgia	49.51	2020	134	46.34
127 ↑	Vietnam	49.05	2020	128	47.98
128 ↓	Madagascar	48.98	2019	120	49.34
129 ↑	Bahrain	48.26	2020	145	42.52
130 ↑	Bhutan	48.24	2020	154	35.13
131 ↓	Rwanda	48.22	2020	115	50.73
132 ↑	Oman	47.78	2020	135	45.97
133 ↑	New Zealand	47.6	2020	142	43.36
134 ↑	Malawi	47.37	2014	140	43.97
135 ↓	Mauritius	47.2	2020	65	59.83
136 ↑	India	46.8	2020	141	43.44
137 ↑	Macedonia	45.99	2019	138	44.92
138 ↓	Albania	45.83	2020	89	56.45
139 ↑	Turkey	45.76	2020	151	37.84
140 ↑	Burundi	45.64	2020	143	43.21
141 ↑	Thailand	45.33	2020	146	41.02
142 ↑	Hong Kong	45.1	2020	149	40.43
143 ↓	Ghana	45.09	2020	118	49.7
144 ↓	Malaysia	44.42	2020	132	46.61
145 ↑	Nepal	44.4	2020	147	40.74
146 ↓	Zimbabwe	44.11	2020	137	45.25
147 ↓	Burkina Faso	44.05	2020	98	53.89
148 ↑	Samoa	43.17	2006	150	38.65
149 ↓	Cambodia	42.69	2020	144	43.17
150 ↓	Kenya	42.38	2020	136	45.69
151 ↓	Uzbekistan	41.66	2020	101	53.51
152 ↓	Armenia	41.39	2020	131	46.98
153	Kuwait	39.38	2020	153	35.92
154 ↑	United Arab Emirates	39.28	2020	155	34.69
155 ↓	Pakistan	38.84	2020	117	49.82
156 ↓	Papua New Guinea	37.59	2012	148	40.68
157 ↓	Egypt	37.32	2020	152	37.15
158 ↓	Saudi Arabia	35.48	2020	157	34.27
159 ↓	Bangladesh	35.17	2020	156	34.62
160 ↓	China	30.52	2020	158	31.17
161 ↓	Macao	29.22	2020	160	29.18
162	Algeria	28.59	2019	162	26.65
163	Kazakhstan	28.51	2020	163	26.6
164 ↓	Lebanon	27.71	2020	111	51.23
165 ↓	Maldives	27.57	2020	164	26.2
166 ↓	Norway	26.34	2020	159	29.22
167 ↓	Qatar	25.61	2020	161	27.15
168	Turkmenistan	21.99	2019	168	17.85
169 ↓	Barbados	19.93	2016	166	20.76
170 ↓	Syria	7.68	2020	85	57.69

Definition of Bank Cost To Income Ratio

Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.